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Small businesses may soon be able to accept credit and debit card payments directly through the iPhones onboard NFC chip without the need for external hardware. Learn more about hard credit inquiries.
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This is known as a hard inquiry and it could cause your scores to drop a little bit.
. Click to share on Reddit Opens in new window. When you apply for a financial product like a new credit card loan mortgage or car or agree to be a co-signer on any of the above the lender will likely check your credit.
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